Hi pal, I’ve got a lot of housekeeping items for you. December 31st marks the end of another somewhat arbitrary unit of time. This means there’s an annoyingly long list of financial tasks to consider on top of a seasonal uptick in stress and spending. Before we jump into the list, take a second to regulate your nervous system and remember: taking the time to care for your financial life is a form of self-care. I hope you’ll give yourself the gift of it this holiday season. Here we go… Your finance friend,
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1. 🤔 How to Have a Year-End Personal Money Review. (HYG Original)2. 💵 The Economics Of The $2 Billion Christmas Tree Industry. (Hustlenomics)3. 🐘 A Brief History of the White Elephant Party. (New York Times) Trendy, tacky or an American classic? It depends on whom — and when — you ask. 4. 🤓 A bookkeeping thing - Small Business Year-End Tax Strategies (HYG Original) S-corps, retirement contributions, cash vs accrual and not letting the tail wag the dog. 5. 🩺 Health Care Advisor. (Dr. Noor) If you’ve been meaning to make a health insurance change during open enrollment, but not sure how to navigate the health insurance landscape, Dr. Noor can help! Book a FREE 15-minute health insurance consultation. #AD
6. 🎄Secrets of the Christmas Tree Trade (Curbed) Turf wars. Protection money. Scientology. And my boss, a man who’s half-convinced he really is Santa. “Christmas trees are big business in New York. A lot of people see the quaint plywood shacks that appear on sidewalks just before Thanksgiving, each with its own tiny forest of evergreens, and they imagine that every one is independently owned, maybe by jolly families of lumberjacks looking to make a few holiday bucks. That’s what I thought, anyway. In reality, a few eccentric, obsessed, sometimes ruthless tycoons control the sale of almost every single tree in the city. They call themselves “tree men,” and they spend 11 months a year preparing for Christmastime — which, to them, is a blistering 30-day sprint to grab as much cash as they can.” 7. 📦 Where Does All the Cardboard Come From? I Had to Know. (New York Times Magazine) Entire forests and enormous factories running 24/7 can barely keep up with demand. This is how the cardboard economy works. “In 2020, […] the world’s paper and cardboard factories produced an estimated 400-million-plus metric tons of product; by 2032, analysts have predicted, that number will rocket to 1.6 billion metric tons, the weight of 16,000 aircraft carriers. Safe to say that never in human history have we relied on one kind of mass-produced packaging material for so much, and certainly not at such scale. There’s something awesome about that achievement, in the oldest sense of the word, and also something a little anxiety-inducing. It reminds us, if we care enough to dwell on it, what the box boom is really about, which is capitalism and buying lots of stuff and above all, instant gratification — even if that gratification involves a bottle of conditioner shipped through three ports, one fulfillment center and hundreds of miles of highway.”
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