While I was in Italy this summer, I learned a new phrase: “dolce far niente”. It translates to the sweetness of doing nothing, and refers to the joy and pleasure of being idle; a state I naturally lean into during these hot summer months. As of late, the “dolce far niente” attitude seems to have infiltrated American media, albeit with a drastically less poetic take: Hustle culture is out, quiet quitting is in, and ambition might soon become a dirty word. I don’t know if this will become a mainstay of American culture, or if white-collar workers are finally able to spot their own cognitive bias — the belief that hard work should lead to something other than more hard work. Thankfully, my upbringing never led me to internalize the idea that hard work equated to success. I’ve seen plenty of working class folks put in hard work only to seemingly stay in the same place many decades later. Yet, in my own life, I find that ambition comes and goes like seasons. Even though I hate working, I love what happens to me when I let creative work move through me. Whenever I find myself in the throes of a big project, it’s both agony and ecstasy - it’s hard work and I hate it. I’m reminded of the following quote: “I don't like work–no man does–but I like what is in the work–the chance to find yourself. Your own reality–for yourself not for others–what no other man can ever know. - Heart of Darkness by Joseph Conrad.What is your relationship like to work right now? How has it changed and evolved, and what insights have you had? Don’t be shy; hit reply. Your finance friend,
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P.S. The Nerdletter publishing schedule will now be returning to its regularly scheduled weekly programming.
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1. 💁♀️ Financial planning doesn’t have to be stressful (Vox) Here's a conversation I had with Julia Furlan about financial fears, feelings, and some of very practical things you can do to start improving your relationship with money. Hope you all enjoy this as much as I did. 2. 🥰 What Does ‘Vex Money’ Do to Love? (New York Times) 3. 🙅♀️ Some Things I Like and Don’t Like About Student Loan Forgiveness (A Wealth of Common Sense) 4. 🏖 Beware the Luxury Beach Resort (The Atlantic) The ostensible paradise has a dark side 5. 🤓 A bookkeeping thing- How Your Bookkeeper Helps You Understand Accounting Better (HYG Original)
6. ☕ ‘Just stop buying lattes’: The origins of a millennial housing myth (The Hustle) “’The Latte Factor’ was first used by Bach in 1995, according to a trademark he later filed for the phrase. He claims he came up with it after hearing how a 23-year-old woman in one of his investment classes bought a latte every day and never had enough money to invest. He featured the advice prominently in his 1999 book Smart Women Finish Rich, calculating how this woman could one day be a multimillionaire if only she’d curb her latte habit.” 7. 😢 One Man’s Lonely, Lonely Fight to Ban Private Jets (Vice) “Not only is flying in a private plane just about the worst thing one can do for the planet, it is also one of the habits with the easiest substitutes. Private jets emit approximately seven times as much greenhouse gasses as a business class ticket on a commercial airliner, 10 times as much as an economy seat, and some 150 times more than an electric train journey. Although ‘ban private jets’ sounds like a radical argument, it is really quite modest, since rich people would still have any number of ultra-luxurious alternatives at their disposal and plenty of money to hire security guards to ensure the privacy they say flying private ensures.” 8. 🎶 The New Numbers on Music Consumption Are Very Ugly (The Honest Broker) “Just follow the dollars. Every big budget movie this year is either a reboot, sequel, prequel, remake, or brand extension. Every last one of them. The largest investments in music are the acquisition of old publishing catalogs, while almost nothing is spent developing new artists.”
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🤓 Did you hear?
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