Hey friend,It’s become fashionable not to gatekeep. This is surprising because growing up gatekeeping was so normal. Especially when it came to knowing about music or bands that other people didn’t know about. These days sharing isn’t just caring, it’s cool.Erin Lowry, the author of the Broke Millennial series, has had this philosophy since she published her first book in 2017. Erin’s parents talked to her and taught her about money. She was lucky to have that kind of financial education growing up, but she noticed that many of her peers didn't have the same advantage. That's why she started writing about personal finance — making it relatable and accessible, to help folks feel empowered to take control of their money. Instead of gatekeeping, she shares everything she’s learned and continues to learn.Speaking of sharing, if there’s someone in your life that could use a little inspiration when it comes to their finances, please share this email with them. I appreciate ya.Your friend in finance,
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1. 💰 How to Break from Being a Broke Millennial with Erin Lowry (Weird Finance) In this episode of Weird Finance, Paco talks to Erin Lowry about her latest book, Broke Millennial Workbook, how she’s changed her advice on emergency fund savings, ways to move away from hyper-individualistic thinking to community-based thinking, how to have conversations with your parents about money, and advice for people who are struggling in the current economy. This episode also features Loose Change, a short segment where Chris Laughter talks to strangers to ask them their thoughts, feelings, and opinions about how we relate to money and one another.
2. 😲 The Sinister Side of Work Ethic (RadReads) “Why do we vilify Leisure?”
3. 📺 Capitalism Is Ruining Video Games (Mother Jones) I used to love playing them. Now they play me.
4. 🤓 A bookkeeping thing - Seven Mistakes Business Owners Make When Hiring a Remote Bookkeeper (HYG Original) A list of common mistakes we see small business owners make time and time again, along with our best advice on how to avoid them. 5. 🏡 Gen Z just wants a stable job (Vox) “This class in particular has experienced a completely different year, every single year of their entire college experience. […] From freshman to senior year, they have experienced nothing that has looked exactly the same as the year before. Gen Z may not dream of labor, but they know they have to work to live”
6. 😒 Ugh, Capitalism (Infinite Scroll) “There is no politics or economic system that can solve all your problems, or spare your life from instances of suffering, discomfort or pain. Dealing with that is part of being human. It always has been and always will be. The only way to move past those things is to work hard, to strive, to struggle. But if you can blame the system, it’s not your fault. You’re not lazy, you’re a victim. You’re released from the burden of having to struggle and strive - you just need someone to overthrow that damn capitalism.”
7. 👜 Inside the Delirious Rise of ‘Superfake’ Handbags (The New York Times Magazine) “While a wardrobe might reveal something of the wearer’s personality and emotion, a luxury handbag is a hollow basin, expressing nothing individualistic at all. Instead, a handbag communicates certain ineffable ideas: money, status, the ability to move around in the world. And so, if you believe that fashion is inherently all about artifice — consider wink-wink items like Maison Margiela’s Replica sneaker, or the mind-boggling profits of LVMH’s mass-produced luxury items — then there is an argument to be made that the superfake handbag, blunt and upfront to the buyer about its trickery, is the most honest, unvarnished item of all.”
8. 🚕 How Much Does It Cost to Live in NYC? (Curbed) We asked young New Yorkers about their dream futures. Then we calculated exactly how much each would cost. “We decided to put a price tag on the dream lives of a wide range of New Yorkers, all 30 and under and childless. We spoke to dozens of people but narrowed it down to a handful, each reasonably en route to the upper-middle- (and, in two instances, just plain upper-) class life they picture in their heads.”9. ☕ At Morning Brew, they know that time is money - so they've made it their mission to deliver the most important business news in a free, quick-to-read newsletter (Morning Brew) Their team of expert writers sift through the noise to bring you the stories that matter most to your bottom line. Join their community of 4 million readers today and start your day off on the right foot #sponsored
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If you have a question you’d like me to answer on the Weird Finance podcast, you can leave me a voicemail at 833-ASK-PACO. You can also email me your question by replying to this email or emailing us at weirdfinancepod@gmail.com.
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The Nerdletter is written and curated by Paco de Leon and a tiny editorial support team. Please consider several ways you can contribute to this important mission – an inclusive conversation about money, finances, and capitalism for Creatives.
We can't do this work without you. Thanks for being part of the crew and reading this far. Peace.
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